With Digital Banking from American State Bank, you can securely access your accounts anytime, anywhere. We are committed to providing you with as many services as possible to make your banking secure, quick, easy, and accessible.
Our new Digital Banking platform has the tools to improve your online and mobile banking experience with a seamless experience across all devices – phone, tablet, or computer.
HOW TO ENROLL IN DIGITAL BANKING
If you were already using our previous online and mobile banking, you will log in using your same user ID and password. However, if you are new, you can enroll by clicking here. You will be asked to verify your identity by providing your Social Security Number (SSN), account number, email address, and phone number. You can also enroll directly in the American State Bank Mobile App.
MORE SECURITY WITH MULTI-FACTOR AUTHENTICATION
When logging into your Digital Banking, you now have multi-factor authentication. You will be asked to enter your user ID and password, along with a secure access code. Your secure access code will be delivered based on the secure delivery option you choose-phone call, text, email, or authenticator app. This secure code will only be delivered to your account's contact information on file. Additionally, you can choose an option to "register this device," and you will not be prompted for this code again unless you log in from a different device or clear your local cache that stores these settings.
Set up Touch ID/Face ID for both Android and iOS. You no longer have to type in your password every time you log in.
DIGITAL BANKING FEATURES AND TOOLS
- View account balances and check images
- Monitor and search transactions quickly
- Move money between your American State Bank accounts and your external accounts
- Review, download or print up to 18 months of eStatements
- Pay your American State Bank loan
- Pay bills and people
- Stop payments on checks
- Deposit checks with the mobile app
MANAGE YOUR AMERICAN STATE BANK DEBIT CARD
The American State Bank Mobile App lets you choose how, when, and where your debit card is used. With Advanced Card Controls, you can:
- Turn your card on and off if it's lost, stolen, or being misused
- Get instant alerts when your card is used
- Set dollar limits to keep spending in check
- Prevent transactions that don't match your settings
Go to the American State Bank mobile app and select "Accounts," then select the appropriate account to set card controls. Next, go to "Card Management" and choose a card. Finally, tab "Alerts and Protection" and select the controls you would like to apply to that card.
CUSTOMIZE YOUR ACCOUNT DASHBOARD
You can easily personalize your digital banking for an improved experience. For example, your account dashboard lets you drag and drop account tiles to keep what's important to you front and center. To customize your dashboard from the American State Bank Mobile App, scroll to the bottom of your home screen and click on the "Organize dashboard" tab.
ACCOUNT MONITORING AND ALERTS
With Digital Banking, you can set up customized balance and transaction alerts to get notified when a check or debit card transaction clears your account or if your balance drops below a certain amount. To set up an account alert, select the account you would like to receive alerts for. Next, click on "Alert Preference," click "+ Add alert," set the parameters for your alert and how you would like to be notified. Once you have completed these steps, click on the Add alert button.
With Money Manager, you can create and manage a budget, track your spending, and identify ways to save and meet your financial goals.