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We're Looking Out for YOU 24/7

Identity theft is the fastest growing crime in the United States. These 21st century thieves rely on the Internet, digital devices and even the contents of your trash can in a effort to steal your identity and your money.


In an effort to protect our customers, we have partnered with smsGuardian*. This service is tied to your American State Bank Debit/ATM Card and will provide alerts to you via text message. These alerts are triggered based on situations in which your card was used.


smsGuardian Features

You will receive text messages when your card:

  • Has a purchase greater than $100
  • is used out of state
  • Is used for International transactions
  • is used for fuel transactions (gas stations)
  • is used but is not swiped (online purchases)
  • if used more than 4 times in a 24 hour period
  • declined authorizations

If the transaction is legitimate, you may simply ignore the message. However, if the transaction is fraudulent, you can reply to the smsGuardian text with the code that you received and your card will be blocked from future use.

Signing up for smsGuardian

How do your enroll in this valuable protection? 

Just click the "Click Here to Enroll" button on this page. It will direct you to the enrollment page. Once you have provided the necessary information and authorize us to activate the service, we will take care of the rest.

Enrollment lasts for 1 year. At the end of the year you will receive a text message to remind you to re-enroll. 

You may discontinue the receipt of the alerts immediately by texting the word STOP in reply to a Guardian Alert. 

Click Here to Enroll

*Message and data rates may apply.