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Saving is important to everyone at all of life’s stages. Having something in store for retirement, growing a family, travel, college, getting a new car or doing home repairs are just a few of the things for which we save. Listed below are the types of savings and money market accounts that we offer. We encourage you call us or come into a branch to learn more about which account is best for you and your goals.


Savings Account

  • Minimum Opening Balance: $100.00
  • Minimum Balance: $100.00
  • Young Savers Minimum Opening and Minimum Balance: $25.00 (19 years or younger)
  • Quarterly Service Charge: $5.00 if daily balance falls below the minimum balance any day of the statement cycle
  • Interest: Interest is earned on daily balance. Each day your account maintains a minimum balance, you will earn interest as provided in your account disclosure for each statement cycle
  • Withdrawals:  An excess debit fee of $1.50 will be charged for each posted withdrawal or transfer, in excess of six (6) per statement cycle.
  • Quarterly Statements: Image eStatements or mailed image statements
  • Online Banking available



Money Market

  • Minimum Opening Balance: $1,000.00
  • Minimum Balance & Monthly Service Charge:
    - $1,000.00 and above: No Service Charge
    - $0.00-$999.99: $10.00
  • Above charges applicable if daily balance falls below the minimum balance any day of the statement cycle
  • Interest: Interest is earned on daily balance. Each day your account maintains a minimum balance, you will earn interest as provided in your account disclosure for each statement cycle
  • Withdrawals: An excess debit fee of $10.00 will be charged for each posted, covered withdrawal or transfer in excess of six (6) per statement cycle
  • Monthly Statements: Check Image eStatements or mailed check image statements
  • Online Banking available

Search Current Interest Rates


American Advantage - Money Market

  • Minimum Opening Balance: $10,000.00
  • Minimum Balance & Monthly Service Charge:
    - $10,000.00 and above: No Service Charge

    - $0.00-$9,999.99: $10.00
  • Above charges applicable if daily balance falls below the minimum balance any day of the statement cycle
  • Interest: Interest is earned on daily balance. Each day your account maintains a minimum balance, you will earn interest as provided in your account disclosure for each statement cycle
  • Withdrawals: An excess debit fee of $10.00 will be charged for each posted, covered withdrawal or transfer in excess of six (6) per statement cycle
  • Monthly Statements: Check Image eStatements or mailed check image statements
  • Online Banking available

Search Current Interest Rates



Summary of Accounts
  • Terms & Fees may change without prior notice
  • Minimum balance required to avoid service charge and qualifications may apply. Account disclosures obtained when opening account contain complete account details
  • See Schedule of Fees for other applicable charges
  • Fees and other conditions may reduce the earnings on your account
  • We may require not less than 7 days’ notice before each withdrawal from an interest-bearing account other than a time deposit or from any other savings account as described by Regulation D
  • American State Bank limits the number of covered withdrawals and transfers to six (6) per calendar month or statement cycle.  A covered withdrawal or transfer is one made with our bank or to a third party including preauthorized transfers, automatic transfers by phone, including fax or internet banking service (transfer or bill payment); or if made by check, ACH, debit card (point of sale) or similar order payable to third parties.
  • *Interest Rates are subject to change without prior notice. For current interest rates call 1.866.579.7959.
  • **APY = Annual Percentage Yield

Online Banking

Home Loans

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Remote Deposit Anywhere

Skip a trip to the bank and deposit your checks anytime and anywhere with the American State Bank Mobile Banking App.