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Whether your goals are short term or long term, you can select from a range of certificates of deposit or our variable rate IRA for short and long term savings and retirement goals at a fixed rate of return. Our banking representatives are always available to discuss the best option for you.


IRA & Certificates of Deposit

Current Interest Rates effective as of August 11, 2016

Term: 1 Month
Interest Rate*: 0.05%
APY**: 0.05%

Term: 3 Months
Interest Rate*: 0.10%
APY**: 0.10%

Term: 6 Months
Interest Rate*: 0.25%
APY**: 0.25%

Term: 12 Months
Interest Rate*: 0.45%
APY**: 0.45%

Term: 18 Months
Interest Rate*: 0.50%
APY**: 0.50%

Term: 24 Months
Interest Rate*: 0.65%
APY**: 0.65%

Term: 36 Months
Interest Rate*: 1.00%
APY**: 1.00%

Term: 48 Months
Interest Rate*: 1.25%
APY**: 1.26%

Term: 60 Months
Interest Rate*: 1.45%
APY**: 1.46%


Jumbo IRA & Certificates of Deposit

Please call one of our banking locations for current interest rates on Jumbo IRA & Certificates of Deposit - $100,000.00 and above.


IRA & Certificates of Deposit Specials

Current Interest Rates effective as of August 11, 2016

Term: 7 Months
Interest Rate*: .70%
APY**: .70%

Term: 13 Months
Interest Rate*: .80%
APY**: .80%

Term: 19 Months
Interest Rate*: 1.00%
APY**: 1.00%

Term: 37 Months
Interest Rate*: 1.20%
APY**: 1.21%


*Interest Rates are subject to change without prior notice. For current interest rates call 1.866.579.7959.
**APY = Annual Percentage Yield
Effective May 1st, 2014, our Certificate of Deposit penalty will be as follows:
30 days - 179 days: 1 Month Interest
180 days - 11 months: 3 Months Interest
1 year or longer: 6 Months Interest
$1,000 minimum deposit required on all CDs except specials (CD Specials require a minimum opening deposit of $10,000)

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