Personal
Whether your goals are short term or long term, you can select from a range of certificates of deposit or IRAs for short and long term savings and retirement goals at a fixed rate of return. Our banking representatives are always available to discuss the best option for you.
IRA & Certificates of Deposit
Current Interest Rates effective as of January 12, 2018
| Certificate of Deposit & IRA | |||
| Term | Minimum Deposit | APY** | Interest Rate* |
| 1 Month | $ 1,000 | 0.25% | 0.25% |
| 3 Months | $ 1,000 | 0.35% | 0.35% |
| 6 Months | $ 1,000 | 0.55% | 0.55% |
| 12 Months | $ 1,000 | 0.90% | 0.90% |
| 18 Months | $ 1,000 | 1.01% | 1.00% |
| 24 Months | $ 1,000 | 1.26% | 1.25% |
| 36 Months | $ 1,000 | 1.36% | 1.35% |
| 48 Months | $ 1,000 | 1.76% | 1.75% |
| 60 Months | $ 1,000 | 2.02% | 2.00% |
| Certificate of Deposit & IRA Specials | |||
| Term | Minimum Deposit | APY** | Interest Rate* |
| 9 Months | $ 25,000 | 1.61% | 1.60% |
| 15 Months | $ 25,000 | 1.82% | 1.80% |
| 30 Months | $ 25,000 | 2.07% | 2.05% |
| 50 Months | $ 25,000 | 2.27% | 2.25% |
| *Interest Rates are subject to change without prior notice. For current interest rates call 1.866.579.7959. | ||||||
| **APY = Annual Percentage Yield | ||||||
| Effective May 1st, 2014, our Certificate of Deposit penalty will be as follows: | ||||||
| 30 days - 179 days: 1 Month Interest | ||||||
| 180 days - 11 months: 3 Months Interest | ||||||
| 1 year or longer: 6 Months Interest | ||||||
| $1,000 minimum deposit required on all CDs except specials (CD Specials require a minimum opening deposit of $25,000) | ||||||
