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Whether your goals are short term or long term, you can select from a range of certificates of deposit or IRAs for short and long term savings and retirement goals at a fixed rate of return. Our banking representatives are always available to discuss the best option for you.


IRA & Certificates of Deposit

Current Interest Rates effective as of January 12, 2018

Certificate of Deposit & IRA

Term

Minimum Deposit

APY**

Interest Rate*

1 Month

$ 1,000

0.25%

0.25%

3 Months

$ 1,000

0.35%

0.35%

6 Months

$ 1,000

0.55%

0.55%

12 Months

$ 1,000

0.90%

0.90%

18 Months

$ 1,000

1.01%

1.00%

24 Months

$ 1,000

1.26%

1.25%

36 Months

$ 1,000

1.36%

1.35%

48 Months

$ 1,000

1.76%

1.75%

60 Months

$ 1,000

2.02%

2.00%

Certificate of Deposit & IRA Specials

Term

Minimum Deposit

APY**

Interest Rate*

9 Months

$ 25,000

1.61%

1.60%

15 Months

$ 25,000

1.82%

1.80%

30 Months

$ 25,000

2.07%

2.05%

50 Months

$ 25,000

2.27%

2.25%


 

 

*Interest Rates are subject to change without prior notice. For current interest rates call 1.866.579.7959.

**APY = Annual Percentage Yield

 

Effective May 1st, 2014, our Certificate of Deposit penalty will be as follows:

30 days - 179 days: 1 Month Interest

180 days - 11 months: 3 Months Interest

1 year or longer: 6 Months Interest

$1,000 minimum deposit required on all CDs except specials (CD Specials require a minimum opening deposit of $25,000)

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