Personal
Whether your goals are short term or long term, you can select from a range of certificates of deposit or IRAs for short and long term savings and retirement goals at a fixed rate of return. Our banking representatives are always available to discuss the best option for you.
IRA & Certificates of Deposit
Current Interest Rates effective as of January 12, 2018
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Certificate of Deposit & IRA |
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Term |
Minimum Deposit |
APY** |
Interest Rate* |
|
1 Month |
$ 1,000 |
0.25% |
0.25% |
|
3 Months |
$ 1,000 |
0.35% |
0.35% |
|
6 Months |
$ 1,000 |
0.55% |
0.55% |
|
12 Months |
$ 1,000 |
0.90% |
0.90% |
|
18 Months |
$ 1,000 |
1.01% |
1.00% |
|
24 Months |
$ 1,000 |
1.26% |
1.25% |
|
36 Months |
$ 1,000 |
1.36% |
1.35% |
|
48 Months |
$ 1,000 |
1.76% |
1.75% |
|
60 Months |
$ 1,000 |
2.02% |
2.00% |
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Certificate of Deposit & IRA Specials |
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Term |
Minimum Deposit |
APY** |
Interest Rate* |
|
9 Months |
$ 25,000 |
1.61% |
1.60% |
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15 Months |
$ 25,000 |
1.82% |
1.80% |
|
30 Months |
$ 25,000 |
2.07% |
2.05% |
|
50 Months |
$ 25,000 |
2.27% |
2.25% |
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*Interest Rates are subject to change without prior notice. For current interest rates call 1.866.579.7959. |
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**APY = Annual Percentage Yield |
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Effective May 1st, 2014, our Certificate of Deposit penalty will be as follows: |
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30 days - 179 days: 1 Month Interest |
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180 days - 11 months: 3 Months Interest |
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1 year or longer: 6 Months Interest |
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$1,000 minimum deposit required on all CDs except specials (CD Specials require a minimum opening deposit of $25,000) |
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