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Hometown at Heart

American State Bank has believed in our community since 1911. Through good times and tough times, we’ve been here for you. Locally owned, independent and backed by a rock solid financial foundation, we deeply connect with the needs and goals of our community. Our customers are our family and our friends.

We have a strong backbone of consistent leadership and a support team that is long tenured. This has been conducive to building enduring relationships. Our goals are to enrich our customers’ lives, to make things easier instead of harder, to enable success and the realization of dreams. We are grateful for our customers and strive to make a positive impact on our community.

Our proud heritage spans over 100 years of providing community financial services and enhancing business growth. With meticulous and thoughtful work we are building a banking institution that will become greater and stronger than it was the day before. With each day that follows, we are faithful partners and supporters of our customers, education system, civic leadership, and local charitable and spiritual organizations. We believe when one of us prospers, all prosper. It is the seemingly small things that we do that in the end become the greatest of all things.

“It’s the little things that matter…The extra thank you when a customer enters the bank…The smile on a Friday even when you’re so tired all you want to do is go home…Or the extra attention to detail when documenting that loan, just so you know it’s perfect…It’s the handwritten note to a new customer to say thank you for choosing us…All of those things combine together daily to weave a beautiful tapestry that ultimately is a picture of who we are. It becomes our DNA and it tells the world what kind of a bank we truly are.”
- Brandon Steele, Chairman of the Board


We have been recognized with honors for our financial strength throughout the years. Our full range of services include personal and commercial banking loans and deposits, mortgage financing, interest-bearing and savings accounts, debit cards, online banking, bank by mail, telephone banking and cash management services. We have locations in Tyler, Arp and Chapel Hill, and our customer base includes over 20 states and 175 Texas cities.

Online Banking

Male student carrying books and a bookbag

ASB Player of the week and Academic All-Star

Every year we give $10,000 to the award recipient to apply towards their college tuition. Learn More about ASB's local outreach.