Certificates of Deposit
Current Interest Rates as of 01.24.12
| Type | Terms | Rate*** | APY**** |
|---|
| 31 |
1 MO |
0.15 % |
0.15 % |
| 25 |
3 MO |
0.20% |
0.20 % |
| 21 |
6 MO |
0.30% |
0.30% |
| 10 |
12 MO |
0.50% |
0.50% |
| 22 |
18 MO |
0.60% |
0.60% |
| 18 |
24 MO |
0.75% |
0.75% |
| 01 |
36 MO |
1.00% |
1.00% |
|
|
|
|
|
|
|
|
Jumbo Certificate of Deposit
Current Interest Rates as of 01.24.12. Please call the bank for current rates on Jumbo CDs - $100,000 and up.
| | Terms | Rate*** | APY**** |
|---|
|
1 MO |
0.20 % |
0.20 % |
|
3 MO |
0.25 % |
0.25 % |
|
6 MO |
0.40 % |
0.40 % |
|
12 MO |
0.60% |
0.60 % |
Variable Rate IRA
Current Interest Rates as of 01.24.12.
| | Terms | Rate*** | APY**** |
|---|
|
18 MO |
0.80% |
0.80% |
CD SPECIALS: 13 MO $0.00-$9,999.99 .55% APY .55%
$10,000.00 & ABOVE .60% APY .60%
19 MO $0.00-$9,999.99 0.65% APY 0.65%
$10,000.00 & ABOVE 0.70% APY 0.70%
37 MO $0.00-$9,999.99 1.15% APY 1.16%
$10,000.00 & ABOVE 1.20% APY 1.21%
*Rates are subject to change without prior notice. **APY = Annual Percentage Yield
Effective January 1, 2010, our Certificate of Deposit penalty will be as follows:
30 days - 179 days: 1 Month Interest
180 days - 11 months: 3 Months Interest
1 year or longer: 6 Months Interest.